Credit Unions in Santa Barbara, California
2 federally insured credit unions — NCUA Q4 2025
Best Credit Union in Santa Barbara
SANTA BARBARA TEACHERS
Top RatedSanta Barbara, California
All Credit Unions in Santa Barbara
Compare Credit Unions in Santa Barbara
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Compare Credit UnionsFrequently Asked Questions
There are 2 federally insured credit unions in Santa Barbara, California according to NCUA Q4 2025 data. The largest by assets is SANTA BARBARA TEACHERS with $305.4M in total assets.
Yes. All credit unions listed here are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category — the same protection offered by FDIC insurance at banks.
Each credit union has its own membership eligibility criteria — often based on employer, community, association, or family ties. Click on any credit union to view its membership type and contact information. Many Santa Barbara credit unions offer community charters open to anyone who lives, works, or worships in the area.