Credit Unions in California
242 federally insured credit unions — Q1 2026 NCUA data
California credit union statistics
Credit Unions
Federally insured in California
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
California Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
California: 12.83%
National: 14.35%
Assets per institution
California: $1.3B
National: $578.3M
Members per institution
California: 65K
National: 34K
Top 10 Credit Unions in California
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | SCHOOLSFIRST | $36.7B | 1.6M | A |
| #2 | FIRST TECHNOLOGY | $28.6B | 1.9M | A |
| #3 | THE GOLDEN 1 | $21.7B | 1.2M | A |
| #4 | REDWOOD | $9.9B | 417K | A+ |
| #5 | LOGIX | $9.7B | 245K | A+ |
| #6 | PATELCO | $9.6B | 544K | A+ |
| #7 | STAR ONE | $9.6B | 134K | A+ |
| #8 | SAN DIEGO COUNTY | $9.4B | 414K | A+ |
| #9 | MISSION | $7.2B | 331K | A+ |
| #10 | WESCOM CENTRAL | $6.5B | 264K | B+ |
Frequently Asked Questions
There are 242 federally insured credit unions in California in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $321.7B in assets and 15.7M members.
The unweighted average reported net worth ratio for credit unions in California is 12.8%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in California by reported total assets is SCHOOLSFIRST with $36.7B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.