Credit Unions in Texas
380 federally insured credit unions — Q1 2026 NCUA data
Texas credit union statistics
Credit Unions
Federally insured in Texas
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
Texas Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
Texas: 15.60%
National: 14.35%
Assets per institution
Texas: $428.4M
National: $578.3M
Members per institution
Texas: 28K
National: 34K
Top 10 Credit Unions in Texas
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | RANDOLPH-BROOKS | $19.2B | 1.1M | A |
| #2 | SECURITY SERVICE | $14.2B | 742K | A+ |
| #3 | AMERICAN AIRLINES | $9.4B | 388K | A+ |
| #4 | TEXAS DOW EMPLOYEES | $5.1B | 400K | B+ |
| #5 | RALLY | $4.8B | 241K | A+ |
| #6 | EECU | $4.8B | 308K | A+ |
| #7 | GECU | $4.7B | 444K | A+ |
| #8 | CREDIT HUMAN | $4.4B | 263K | B+ |
| #9 | UNIVERSITY | $4.3B | 423K | A |
| #10 | FIRST COMMUNITY | $3.0B | 187K | A |
Frequently Asked Questions
There are 380 federally insured credit unions in Texas in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $162.8B in assets and 10.5M members.
The unweighted average reported net worth ratio for credit unions in Texas is 15.6%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in Texas by reported total assets is RANDOLPH-BROOKS with $19.2B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.