How many credit unions are in Ohio?

There are 196 federally insured credit unions in Ohio according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $49.7B in assets and serve 3.3M members.

What is the average net worth ratio for credit unions in Ohio?

The average net worth ratio for credit unions in Ohio is 13.7%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Ohio?

The largest credit union in Ohio by total assets is WRIGHT-PATT CREDIT UNION, INC. with $9.6B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Ohio

196 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

196

Federally insured in Ohio

Total Members

3.3M

Combined membership

Total Assets

$49.7B

Combined industry assets

Avg Net Worth Ratio

13.7%

Well-capitalized threshold: 7%

Cities in Ohio

Select a city to browse local credit unions

CINCINNATI17 credit unionsTOLEDO11 credit unionsCleveland11 credit unionsDAYTON6 credit unionsAKRON6 credit unionsParma6 credit unionsCOLUMBUS5 credit unionsPAINESVILLE5 credit unionsNorth Canton4 credit unionsCanton4 credit unionsMIDDLETOWN3 credit unionsYoungstown3 credit unionsMassillon3 credit unionsMansfield3 credit unionsBARBERTON2 credit unionsDublin2 credit unionsFindlay2 credit unionsMaumee2 credit unionsChillicothe2 credit unionsIndependence2 credit unionslima2 credit unionsGARFIELD HTS2 credit unionsSandusky2 credit unionsAshtabula2 credit unionsHeath2 credit unionsCambridge2 credit unionsMarysville2 credit unionsharrison2 credit unionsElyria2 credit unionsMC DONALD1 credit unionHolland1 credit unionEASTLAKE1 credit unionShaker Heights1 credit unionNEWARK1 credit unionRittman1 credit unionFremont1 credit unionNEY1 credit unionHamilton1 credit unionCarey1 credit unionCELINA1 credit unionBryan1 credit unionAshland1 credit unionTiffin1 credit unionDover1 credit unionDefiance1 credit unionGroveport1 credit unionBrewster1 credit unionBellevue1 credit unionHIGHLAND HEIGHT1 credit unionConneaut1 credit unionWadsworth1 credit unionSAINT CLAIRSVIL1 credit unionCridersville1 credit unionSOLON1 credit unionMason1 credit unionPORTSMOUTH1 credit unionSteubenville1 credit unionLANCASTER1 credit unionWintersville1 credit unionSmithville1 credit unionTiltonsville1 credit unionSYLVANIA1 credit unionMartins Ferry1 credit unionKenton1 credit unionOxford1 credit unionNorthwood1 credit unionELMORE1 credit unionRossford1 credit unionMinerva1 credit unionMount Gilead1 credit unionOAK HARBOR1 credit unionBatavia1 credit unionCLEVES1 credit unionAmherst1 credit unionBelpre1 credit unionClarington1 credit unionBrook Park1 credit unionAthens1 credit unionWarren1 credit unionburton1 credit unionWilloughby1 credit unionMARION1 credit unionGahanna1 credit unionWest Chester1 credit unionMOUNT VERNON1 credit unionPowell1 credit unionLAKEWOOD1 credit unionAVON LAKE1 credit unionOregon1 credit unionPiketon1 credit unionLisbon1 credit unionNew Knoxville1 credit unionBeavercreek1 credit unionKettering1 credit unionClyde1 credit unionEuclid1 credit unionZanesville1 credit unionHilliard1 credit unionMentor1 credit unionFAIRVIEW PARK1 credit unionFairlawn1 credit unionCuyahoga Falls1 credit unionGREENVILLE1 credit unionCheshire1 credit unionFairfield1 credit unionSPRINGFIELD1 credit unionMiamisburg1 credit unionVandalia1 credit union

Top 10 Credit Unions in Ohio

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	WRIGHT-PATT CREDIT UNION, INC.	$9.6B	527K	A
#2	GENERAL ELECTRIC	$4.2B	313K	A
#3	KEMBA FINANCIAL	$2.4B	139K	A+
#4	SEVEN SEVENTEEN	$2.0B	124K	A
#5	SUPERIOR CREDIT UNION, INC	$1.9B	101K	A+
#6	KEMBA	$1.7B	131K	A+
#7	DIRECTIONS	$1.4B	95K	A
#8	TELHIO	$1.4B	68K	B+
#9	DAY AIR	$890.6M	54K	A+
#10	CINFED	$840.1M	38K	A+

Financially Strongest Credit Unions in Ohio

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

77.7%NW Ratio

HEEKIN CAN EMPL

$286K in assets

47.5%NW Ratio

NUEVA ESPERANZA COMMUNITY

$4.4M in assets

41.9%NW Ratio

NORTH COAST CREDIT UNION

$16.5M in assets

35.9%NW Ratio

M G EMPLOYEES

$2.1M in assets

33.8%NW Ratio

ANTIOCH

$2.7M in assets

Credit Unions with Low Net Worth Ratios in Ohio

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

-17.4%NW Ratio

TEAMSTERS LOCAL 92

$1.7M in assets

0.9%NW Ratio

NOTEWORTHY

$4.7M in assets

Frequently Asked Questions

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.