DIRECTIONS
State-Chartered • Toledo, Ohio • Est. 1953
Quick Facts
- Charter Number
- #60978
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Toledo, Ohio 43604-1549
- Address
- 200 N Saint Clair St Ste 1600
- Branches
- 23
- ATMs
- 21
- Members
- 97,389
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
97,389 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIRECTIONS |
|---|---|
| Total Assets | $1.4B |
| Members | 97,389 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.2B |
| Net Worth | $126.3M |
| Net Worth Ratio | 9.29% |
| Loan-to-Share Ratio | 92.7% |
| Delinquency Rate | 0.36% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
23 locations · 21 ATMs
Whiteford
5121 Whiteford Rd
Sylvania, OH 43560
West Branch
3000 Tremainsville Rd
Toledo, OH 43613
South
1446 Reynolds Rd
Maumee, OH 43537
Maumee
3321 Briarfield Blvd
Maumee, OH 43537
Perrysburg/Levis Commons
4150 Brockway Dr
Perrysburg, OH 43551
Who Can Join DIRECTIONS?
Membership Type: Community
Membership eligibility for DIRECTIONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIRECTIONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
DIRECTIONS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DIRECTIONS has 97,389 members and a potential membership field of 2,146,809 people.
DIRECTIONS's reported net worth ratio is 9.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DIRECTIONS operates 23 branch locations and has access to 21 ATMs. The main office is located at 200 N Saint Clair St Ste 1600, Toledo, OH 43604-1549.
DIRECTIONS was established in 1953. It is a state-chartered credit union chartered under charter number 60978. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DIRECTIONS. All financial data is for informational purposes only.