Compare Credit Unions
Select 2–3 credit unions to compare side-by-side using real NCUA financial data.
Credit union comparison table
How to Use the Credit Union Comparison Tool
Three simple steps to find the best credit union for your needs.
Search
Type any credit union name, city, or state into the search box above the comparison table. Results appear instantly from our full database of 4,374 federally insured credit unions.
Add
Click any result to add it to your comparison. You can add up to 3 credit unions. Added institutions appear as columns in the comparison table.
Compare
Review the side-by-side comparison of key financial metrics. Green highlights indicate the better value for each metric. Click any credit union name to view its full profile.
Metrics Explained
| Metric | What It Measures | Higher or Lower Is Better? |
|---|---|---|
| Total Assets | Combined value of all resources controlled by the credit union — loans, investments, and cash. | Higher — indicates a larger, more established institution. |
| Members | Total number of member-owners. Each account holder is also a part-owner. | Higher — larger membership base signals broader community trust. |
| Total Loans | Outstanding balance of all loans issued to members. | Higher — active lending generates income to fund member dividends. |
| Net Worth Ratio | Net worth as a percentage of total assets. NCUA minimum for 'well capitalized' is 7%. | Higher — a stronger financial cushion to absorb losses. |
| Delinquency Rate | Percentage of loans 60+ days past due. Measures loan portfolio quality. | Lower — fewer problem loans means better credit underwriting. |
| Loan-to-Share Ratio | Total loans as a percentage of total deposits. Measures liquidity. | Lower — 70–85% is optimal; very high ratios indicate liquidity risk. |
| Net Income | Total surplus after expenses. Retained earnings fund future capital growth. | Higher — profitable credit unions can invest in services and capital. |
| Health Score | Our composite letter grade (A+, A, B+, B, C, D, F) based on NCUA financial data. | Higher — A+ is the best; F indicates significant financial stress. |
| Branch Count | Total number of physical branch locations operated by the credit union. | Higher — more branches generally means better member access. |
| Year Opened | The year the credit union was chartered and began operations. | Lower — older institutions have longer track records of stability. |
Not Sure Where to Start?
Browse our national rankings to discover the largest, most member-rich, and financially healthiest credit unions across America.
View national rankingsAll data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory not affiliated with the NCUA or any credit union. Data is provided for informational purposes only.