How many credit unions are in Illinois?

There are 192 federally insured credit unions in Illinois according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $75.8B in assets and serve 4.2M members.

What is the average net worth ratio for credit unions in Illinois?

The average net worth ratio for credit unions in Illinois is 15.7%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Illinois?

The largest credit union in Illinois by total assets is ALLIANT with $20.3B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Illinois

192 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

192

Federally insured in Illinois

Total Members

4.2M

Combined membership

Total Assets

$75.8B

Combined industry assets

Avg Net Worth Ratio

15.7%

Well-capitalized threshold: 7%

Cities in Illinois

Select a city to browse local credit unions

Chicago38 credit unionsPEORIA8 credit unionsSpringfield8 credit unionsMoline6 credit unionsDecatur6 credit unionsBloomington5 credit unionsAurora5 credit unionsJoliet4 credit unionsQuincy4 credit unionsDanville3 credit unionsALTON3 credit unionsKankakee3 credit unionsBourbonnais3 credit unionsRockford3 credit unionsChampaign3 credit unionsBroadview2 credit unionsNormal2 credit unionsRock Island2 credit unionsArlington Heigh2 credit unionsLISLE2 credit unionsCarbondale2 credit unionsMattoon2 credit unionsGalesburg2 credit unionsTaylorville2 credit unionsGurnee2 credit unionsOTTAWA2 credit unionsMORTON GROVE2 credit unionsStreator2 credit unionsBethalto2 credit unionsEdwardsville2 credit unionsNAPERVILLE2 credit unionsLawrenceville1 credit unionOak Park1 credit unionALSIP1 credit unionWESTERN SPRINGS1 credit unionPLAINFIELD1 credit unionDes Plaines1 credit unionDEKALB1 credit unionGeneva1 credit unionEVERGREEN PARK1 credit unionWaukegan1 credit unionRantoul1 credit unionLa Salle1 credit unionFreeport1 credit unionHARVARD1 credit unionBANNOCKBURN1 credit unionPONTIAC1 credit unionBradley1 credit unionBartonville1 credit unionSterling1 credit unionBellwood1 credit unionBURBANK1 credit unionVienna1 credit unionRiverdale1 credit unionWHEATON1 credit unionSouth Holland1 credit unionRiver Forest1 credit unionRobinson1 credit unionCountryside1 credit unionPeru1 credit unionEVANSTON1 credit unionOAK LAWN1 credit unionHerrin1 credit unionParis1 credit unionUrbana1 credit unionSpring Valley1 credit unionMACHESNEY PARK1 credit unionANNA1 credit unionSalem1 credit unionShiloh1 credit unionMonticello1 credit unionCentralia1 credit unionAledo1 credit unionzion1 credit unionCicero1 credit unionVernon Hills1 credit unionElgin1 credit unionMorrison1 credit unionCalumet City1 credit unionLockport1 credit unionlake Forest1 credit unionForsyth1 credit unionGranite City1 credit unionWood River1 credit unionLoves Park1 credit unionLombard1 credit unionEffingham1 credit unionSavanna1 credit unionRomeoville1 credit union

Top 10 Credit Unions in Illinois

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	ALLIANT	$20.3B	923K	A
#2	CITIZENS EQUITY FIRST	$8.3B	418K	A
#3	BAXTER	$6.3B	368K	A+
#4	STATE FARM	$5.3B	113K	A+
#5	CONSUMERS	$4.5B	279K	A
#6	CREDIT UNION 1	$2.3B	151K	A
#7	I. H. MISSISSIPPI VALLEY	$2.3B	150K	A
#8	EMPEOPLE	$2.3B	77K	A
#9	SCOTT	$1.8B	132K	A
#10	GREAT LAKES	$1.4B	103K	A

Financially Strongest Credit Unions in Illinois

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

69.0%NW Ratio

SERVICES

$402K in assets

57.2%NW Ratio

CHICAGO AVENUE GARAGE

$4.3M in assets

57.1%NW Ratio

CLIFFORD-JACOBS EMPLOYEES

$1.1M in assets

43.3%NW Ratio

PEORIA BELL

$5.9M in assets

37.6%NW Ratio

ALTON MUNICIPAL EMPLOYEES

$455K in assets

Credit Unions with Low Net Worth Ratios in Illinois

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

4.9%NW Ratio

ANCO COMMUNITY

$12.1M in assets

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.