EMPEOPLE
State-Chartered • Moline, Illinois • Est. 1935
Quick Facts
- Charter Number
- #68598
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Moline, Illinois 61265-6471
- Address
- 3950 38th Ave
- Branches
- 35
- ATMs
- 33
- Members
- 73,975
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
73,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMPEOPLE |
|---|---|
| Total Assets | $2.3B |
| Members | 73,975 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $2.1B |
| Net Worth | $183.6M |
| Net Worth Ratio | 8.26% |
| Loan-to-Share Ratio | 93.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$4,568,416 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
35 locations · 33 ATMs
Main Office - Moline
Main Office3950 38th Ave
Moline, IL 61265-6471
Admin Center
1 John Deere Pl
Moline, IL 61265-8010
PDC - Milan
1600 1st Ave E
Milan, IL 61264-2608
Des Moines Works
825 SW Irvinedale Dr
Ankeny, IA 50023
Waterloo Works
3500 E Donald St
Waterloo, IA 50703-9203
Who Can Join EMPEOPLE?
Membership Type: Community
Membership eligibility for EMPEOPLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMPEOPLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
EMPEOPLE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMPEOPLE has 73,975 members and a potential membership field of 1,034,067 people.
EMPEOPLE's reported net worth ratio is 8.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMPEOPLE operates 35 branch locations and has access to 33 ATMs. The main office is located at 3950 38th Ave, Moline, IL 61265-6471.
EMPEOPLE was established in 1935. It is a state-chartered credit union chartered under charter number 68598. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMPEOPLE. All financial data is for informational purposes only.