Credit Unions in New York
272 federally insured credit unions — NCUA Q4 2025 data
New York credit union statistics
Credit Unions
Federally insured in New York
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in New York
Select a city to browse local credit unions
Top 10 Credit Unions in New York
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | FOURLEAF | $14.0B | 514K | B |
| #2 | UNITED NATIONS | $10.3B | 261K | A |
| #3 | TEACHERS | $9.9B | 472K | A |
| #4 | ESL | $9.9B | 463K | A |
| #5 | BROADVIEW | $9.0B | 506K | A |
| #6 | HUDSON VALLEY | $8.1B | 389K | A+ |
| #7 | VISIONS | $5.3B | 252K | A+ |
| #8 | MUNICIPAL | $4.9B | 632K | B+ |
| #9 | JOVIA FINANCIAL | $4.5B | 237K | A |
| #10 | EMPOWER | $4.2B | 303K | A |
Financially Strongest Credit Unions in New York
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 272 federally insured credit unions in New York according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $131.2B in assets and serve 7.1M members.
The average net worth ratio for credit unions in New York is 14.3%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in New York by total assets is FOURLEAF with $14.0B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.