Credit Unions in New Jersey
126 federally insured credit unions — Q1 2026 NCUA data
New Jersey credit union statistics
Credit Unions
Federally insured in New Jersey
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
New Jersey Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
New Jersey: 16.51%
National: 14.35%
Assets per institution
New Jersey: $122.0M
National: $578.3M
Members per institution
New Jersey: 7,509.754
National: 34K
Top 10 Credit Unions in New Jersey
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | AFFINITY | $4.4B | 246K | A |
| #2 | MERCK EMPLOYEES | $1.7B | 24K | A+ |
| #3 | FINANCIAL RESOURCES | $634.2M | 30K | B |
| #4 | PROPONENT | $518.6M | 19K | A+ |
| #5 | CREDIT UNION OF NEW JERSEY, A | $504.0M | 39K | A+ |
| #6 | GARDEN SAVINGS | $494.8M | 31K | A |
| #7 | FIRST HARVEST | $472.6M | 50K | A |
| #8 | PICATINNY | $454.4M | 20K | A |
| #9 | FIRST ATLANTIC | $331.8M | 20K | A+ |
| #10 | UNITED TELETECH FINANCIAL | $329.8M | 18K | A |
Frequently Asked Questions
There are 126 federally insured credit unions in New Jersey in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $15.4B in assets and 946K members.
The unweighted average reported net worth ratio for credit unions in New Jersey is 16.5%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in New Jersey by reported total assets is AFFINITY with $4.4B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.