PROPONENT
Federal • Nutley, New Jersey • Est. 1971
Quick Facts
- Charter Number
- #20448
- Type
- Federal
- Established
- 1971
- Headquarters
- Nutley, New Jersey 07110
- Address
- 100 Metro Blvd
- Branches
- 4
- ATMs
- 2
- Members
- 18,623
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,623 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PROPONENT |
|---|---|
| Total Assets | $518.6M |
| Members | 18,623 |
| Loans Outstanding | $396.9M |
| Shares & Deposits | $436.0M |
| Net Worth | $72.7M |
| Net Worth Ratio | 14.02% |
| Loan-to-Share Ratio | 91.0% |
| Delinquency Rate | 0.88% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
Corporate Office
Main Office100 Metro Blvd
Nutley, NJ 07110
Forestdale Member Service Center
3504 Forestdale Dr
Burlington, NC 27215-4693
Bloomfield Member Service Center
173 Bloomfield Ave
Nutley, NJ 07110
Kingsland Member Service Center
409 Kingsland St
Nutley, NJ 07110
Who Can Join PROPONENT?
Membership Type: Community
Membership eligibility for PROPONENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PROPONENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
PROPONENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PROPONENT has 18,623 members and a potential membership field of 74,438 people.
PROPONENT's reported net worth ratio is 14.02% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PROPONENT operates 4 branch locations and has access to 2 ATMs. The main office is located at 100 Metro Blvd, Nutley, NJ 07110.
PROPONENT was established in 1971. It is a federal credit union chartered under charter number 20448. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PROPONENT. All financial data is for informational purposes only.