Credit Unions in Florida
107 federally insured credit unions — Q1 2026 NCUA data
Florida credit union statistics
Credit Unions
Federally insured in Florida
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
Florida Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
Florida: 12.32%
National: 14.35%
Assets per institution
Florida: $1.2B
National: $578.3M
Members per institution
Florida: 74K
National: 34K
Top 10 Credit Unions in Florida
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | SUNCOAST | $20.5B | 1.4M | A |
| #2 | VYSTAR | $13.8B | 1.1M | A |
| #3 | MIDFLORIDA | $9.8B | 494K | A+ |
| #4 | SPACE COAST | $9.3B | 707K | A+ |
| #5 | FAIRWINDS | $5.3B | 253K | A+ |
| #6 | CAMPUS USA | $4.0B | 163K | A+ |
| #7 | GROW FINANCIAL | $3.9B | 298K | A+ |
| #8 | ADDITION FINANCIAL | $3.8B | 257K | A |
| #9 | COMMUNITY FIRST CREDIT UNION OF FLO | $3.2B | 192K | A+ |
| #10 | ACHIEVA CREDIT UNION | $3.2B | 219K | A |
Frequently Asked Questions
There are 107 federally insured credit unions in Florida in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $125.0B in assets and 7.9M members.
The unweighted average reported net worth ratio for credit unions in Florida is 12.3%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in Florida by reported total assets is SUNCOAST with $20.5B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.