CUScore Methodology
Review how the letter grade is calculated, then inspect the reported ratios on any credit union profile.
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See the CUScore grade and the two underlying metrics
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Compare reported values with state, national, and peer context
What Is CUScore?
CUScore applies a transparent A+–F letter grade using two reported NCUA Call Report metrics: net worth ratio and delinquency rate. The grade is a simplified screening tool, not an official NCUA rating, CAMELS score, or recommendation. Always review the underlying figures and reporting date.
What Can It Tell You?
These metrics provide context about reported capital and loan performance. They do not predict future results, rates, service quality, or regulatory action. Deposit-insurance coverage is governed by NCUA rules and does not depend on CUScore's letter grade.