FAIRWINDS
State-Chartered • Orlando, Florida • Est. 1949
Quick Facts
- Charter Number
- #68417
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- Orlando, Florida 32801
- Address
- 135 W Central Blvd
- Branches
- 31
- ATMs
- 39
- Members
- 252,617
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
252,617 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAIRWINDS |
|---|---|
| Total Assets | $5.3B |
| Members | 252,617 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $4.8B |
| Net Worth | $572.2M |
| Net Worth Ratio | 11.14% |
| Loan-to-Share Ratio | 71.7% |
| Delinquency Rate | 0.28% |
| Net Income | +$12,483,068 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
31 locations · 39 ATMs
Apopka
1621 S Orange Blossom Trl
Apopka, FL 32703-7755
Avalon Park
12800 Tanja King Blvd
Orlando, FL 32828-7701
Clermont
1380 S Grand Hwy
Clermont, FL 34711
Deltona
111 Howland Blvd
Deltona, FL 32738-9200
Mount Dora
18415 US Highway 441
Mount Dora, FL 32757-6753
Who Can Join FAIRWINDS?
Membership Type: Community
Membership eligibility for FAIRWINDS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAIRWINDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
FAIRWINDS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FAIRWINDS has 252,617 members and a potential membership field of 19,674,013 people.
FAIRWINDS's reported net worth ratio is 11.14% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FAIRWINDS operates 31 branch locations and has access to 39 ATMs. The main office is located at 135 W Central Blvd, Orlando, FL 32801.
FAIRWINDS was established in 1949. It is a state-chartered credit union chartered under charter number 68417. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FAIRWINDS. All financial data is for informational purposes only.