FAIRWINDS
State-Chartered • ORLANDO, Florida • Est. 1949
Quick Facts
- Charter Number
- #68417
- Type
- State-Chartered
- Established
- 1949
- Headquarters
- ORLANDO, Florida 32801
- Address
- 135 W CENTRAL BLVD, SUITE 1220
- Branches
- 31
- ATMs
- 38
- Members
- 247,428
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
247,428 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAIRWINDS |
|---|---|
| Total Assets | $5.1B |
| Members | 247,428 |
| Loans Outstanding | $3.4B |
| Shares & Deposits | $4.5B |
| Net Worth | $559.7M |
| Net Worth Ratio | 11.08% |
| Loan-to-Share Ratio | 74.9% |
| Delinquency Rate | 0.29% |
| Net Income | +$60,290,497 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
31 locations · 38 ATMs
Apopka
1621 S Orange Blossom Trl
Apopka, FL 32703-7755
Avalon Park
12800 Tanja King Blvd
Orlando, FL 32828-7701
Clermont
1380 S Grand Hwy
Clermont, FL 34711
Deltona
111 Howland Blvd
Deltona, FL 32738-9200
Mount Dora
18415 US Highway 441
Mount Dora, FL 32757-6753
Who Can Join FAIRWINDS?
Membership Type: Community
Membership eligibility for FAIRWINDS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAIRWINDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Browse all federally insured credit unions in Florida, ranked by assets, members, and financial health score.
View Florida RankingsFrequently Asked Questions
Yes. FAIRWINDS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAIRWINDS has 247,428 members and a potential membership field of 19,674,013 people.
FAIRWINDS's net worth ratio is 11.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, FAIRWINDS meets this threshold.
FAIRWINDS operates 31 branch locations and has access to 38 ATMs. The main office is located at 135 W Central Blvd, Orlando, FL 32801.
FAIRWINDS was established in 1949. It is a state-chartered credit union chartered under charter number 68417. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAIRWINDS. All financial data is for informational purposes only.