VYSTAR
State-Chartered • Jacksonville, Florida • Est. 1952
Quick Facts
- Charter Number
- #68490
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Jacksonville, Florida 32202-3433
- Address
- 76 S Laura St
- Branches
- 100
- ATMs
- 82
- Members
- 1,058,604
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,058,604 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VYSTAR |
|---|---|
| Total Assets | $13.8B |
| Members | 1,058,604 |
| Loans Outstanding | $10.4B |
| Shares & Deposits | $11.3B |
| Net Worth | $1.2B |
| Net Worth Ratio | 8.86% |
| Loan-to-Share Ratio | 92.0% |
| Delinquency Rate | 1.22% |
| Net Income | +$14,230,503 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
100 locations · 82 ATMs
108-103rd Street
7795 103rd St
Jacksonville, FL 32210
112-Arlington
7802 Atlantic Blvd
Jacksonville, FL 32211
401-Bartram Bear High School
7399 Longleaf Pine Pkwy
Jacksonville, FL 32259
122-Beaches & 295E
11674 Beach Blvd
Jacksonville, FL 32246
120-Downtown
76 S Laura St
Jacksonville, FL 32202
Who Can Join VYSTAR?
Membership Type: Community
Membership eligibility for VYSTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact VYSTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
VYSTAR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VYSTAR has 1,058,604 members and a potential membership field of 19,911,971 people.
VYSTAR's reported net worth ratio is 8.86% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VYSTAR operates 100 branch locations and has access to 82 ATMs. The main office is located at 76 S Laura St, Jacksonville, FL 32202-3433.
VYSTAR was established in 1952. It is a state-chartered credit union chartered under charter number 68490. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VYSTAR. All financial data is for informational purposes only.