MIDFLORIDA
State-Chartered • Lakeland, Florida • Est. 1954
Quick Facts
- Charter Number
- #68600
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Lakeland, Florida 33801
- Address
- 129 S Kentucky Ave
- Branches
- 69
- ATMs
- 90
- Members
- 493,840
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
493,840 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDFLORIDA |
|---|---|
| Total Assets | $9.8B |
| Members | 493,840 |
| Loans Outstanding | $7.8B |
| Shares & Deposits | $8.7B |
| Net Worth | $1.0B |
| Net Worth Ratio | 10.33% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 0.35% |
| Net Income | +$30,389,324 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
69 locations · 90 ATMs
15-Tower
Main Office129 S Kentucky Ave
Lakeland, FL 33801
05-South Lakeland
6040 S Florida Ave
Lakeland, FL 33813-3301
21-Arcadia
128 S Brevard Ave
Arcadia, FL 34266
20-Auburndale
2146 US Highway 92 W
Auburndale, FL 33823
28-Avon Park
930 US Highway 27 S
Avon Park, FL 33825
Who Can Join MIDFLORIDA?
Membership Type: Community
Membership eligibility for MIDFLORIDA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDFLORIDA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
MIDFLORIDA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MIDFLORIDA has 493,840 members and a potential membership field of 10,772,488 people.
MIDFLORIDA's reported net worth ratio is 10.33% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MIDFLORIDA operates 69 branch locations and has access to 90 ATMs. The main office is located at 129 S Kentucky Ave, Lakeland, FL 33801.
MIDFLORIDA was established in 1954. It is a state-chartered credit union chartered under charter number 68600. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MIDFLORIDA. All financial data is for informational purposes only.