How many credit unions are in Georgia?

There are 74 federally insured credit unions in Georgia according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $37.1B in assets and serve 2.3M members.

What is the average net worth ratio for credit unions in Georgia?

The average net worth ratio for credit unions in Georgia is 16.2%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Georgia?

The largest credit union in Georgia by total assets is DELTA COMMUNITY with $8.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Georgia

74 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Georgia

Total Members

2.3M

Combined membership

Total Assets

$37.1B

Combined industry assets

Avg Net Worth Ratio

16.2%

Well-capitalized threshold: 7%

Cities in Georgia

Select a city to browse local credit unions

Atlanta9 credit unionsMacon7 credit unionsSAVANNAH6 credit unionsValdosta4 credit unionsTOCCOA4 credit unionsCOLUMBUS3 credit unionsNorcross3 credit unionsWARNER ROBINS3 credit unionsRome2 credit unionsJesup2 credit unionsMarietta2 credit unionsDuluth2 credit unionsBRUNSWICK2 credit unionsLeesburg1 credit unionMoultrie1 credit unionNASHVILLE1 credit unionLawrenceville1 credit unionWAYCROSS1 credit unionDouglas1 credit unionReynolds1 credit unionHinesville1 credit unionOakwood1 credit unionNewnan1 credit unionChickamauga1 credit unionLindale1 credit unionElberton1 credit unionOglethorpe1 credit unionAugusta1 credit unionCoosa1 credit unionHAPEVILLE1 credit unionStatesboro1 credit unionLake Park1 credit unionDecatur1 credit unionCordele1 credit unionWoodstock1 credit unionGainesville1 credit unionFayetteville1 credit unionTUCKER1 credit union

Top 10 Credit Unions in Georgia

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	DELTA COMMUNITY	$8.9B	529K	A+
#2	ROBINS FINANCIAL	$4.8B	272K	A+
#3	GEORGIA'S OWN	$4.4B	240K	B+
#4	ATLANTA POSTAL	$2.5B	123K	A
#5	GEORGIA UNITED	$2.4B	157K	A+
#6	LGE COMMUNITY	$2.3B	125K	A+
#7	ASSOCIATED CREDIT UNION	$2.3B	157K	A+
#8	PEACH STATE	$1.1B	77K	A
#9	CREDIT UNION OF GEORGIA	$732.6M	36K	A+
#10	COOSA VALLEY	$716.8M	51K	A

Financially Strongest Credit Unions in Georgia

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

66.7%NW Ratio

GENUINE PARTS

$20.9M in assets

42.7%NW Ratio

RIG EMPLOYEES

$5.9M in assets

38.3%NW Ratio

FLINT RIVER EMPLOYEES

$1.7M in assets

36.8%NW Ratio

AFLAC

$135.7M in assets

30.9%NW Ratio

HARRIS EMPLOYEES

$708K in assets

Credit Unions with Low Net Worth Ratios in Georgia

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

4.8%NW Ratio

$143.7M in assets

Frequently Asked Questions

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.