How many credit unions are in Georgia?

There are 74 federally insured credit unions in Georgia according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $37.1B in assets and serve 2.3M members.

What is the average net worth ratio for credit unions in Georgia?

The average net worth ratio for credit unions in Georgia is 16.2%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Georgia?

The largest credit union in Georgia by total assets is DELTA COMMUNITY with $8.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Georgia

74 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Georgia

Total Members

2.3M

Combined membership

Total Assets

$37.1B

Combined industry assets

Avg Net Worth Ratio

16.2%

Well-capitalized threshold: 7%

Cities in Georgia

Select a city to browse local credit unions

Atlanta9 credit unions Macon7 credit unions SAVANNAH6 credit unions Valdosta4 credit unions TOCCOA4 credit unions COLUMBUS3 credit unions Norcross3 credit unions WARNER ROBINS3 credit unions Rome2 credit unions Jesup2 credit unions Marietta2 credit unions Duluth2 credit unions BRUNSWICK2 credit unions Leesburg1 credit union Moultrie1 credit union NASHVILLE1 credit union Lawrenceville1 credit union WAYCROSS1 credit union Douglas1 credit union Reynolds1 credit union Hinesville1 credit union Oakwood1 credit union Newnan1 credit union Chickamauga1 credit union Lindale1 credit union Elberton1 credit union Oglethorpe1 credit union Augusta1 credit union Coosa1 credit union HAPEVILLE1 credit union Statesboro1 credit union Lake Park1 credit union Decatur1 credit union Cordele1 credit union Woodstock1 credit union Gainesville1 credit union Fayetteville1 credit union TUCKER1 credit union

Top 10 Credit Unions in Georgia

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	DELTA COMMUNITY	$8.9B	529K	A+
#2	ROBINS FINANCIAL	$4.8B	272K	A+
#3	GEORGIA'S OWN	$4.4B	240K	B+
#4	ATLANTA POSTAL	$2.5B	123K	A
#5	GEORGIA UNITED	$2.4B	157K	A+
#6	LGE COMMUNITY	$2.3B	125K	A+
#7	ASSOCIATED CREDIT UNION	$2.3B	157K	A+
#8	PEACH STATE	$1.1B	77K	A
#9	CREDIT UNION OF GEORGIA	$732.6M	36K	A+
#10	COOSA VALLEY	$716.8M	51K	A

Financially Strongest Credit Unions in Georgia

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

66.7%NW Ratio

GENUINE PARTS

$20.9M in assets

42.7%NW Ratio

RIG EMPLOYEES

$5.9M in assets

38.3%NW Ratio

FLINT RIVER EMPLOYEES

$1.7M in assets

36.8%NW Ratio

AFLAC

$135.7M in assets

30.9%NW Ratio

HARRIS EMPLOYEES

$708K in assets

Credit Unions with Low Net Worth Ratios in Georgia

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

4.8%NW Ratio

$143.7M in assets

Frequently Asked Questions

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.