GEORGIA UNITED
State-Chartered • Duluth, Georgia • Est. 1958
Quick Facts
- Charter Number
- #68607
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Duluth, Georgia 30097-4356
- Address
- 6705 Sugarloaf Pkwy
- Branches
- 15
- ATMs
- 2
- Members
- 159,562
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
159,562 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GEORGIA UNITED |
|---|---|
| Total Assets | $2.5B |
| Members | 159,562 |
| Loans Outstanding | $1.8B |
| Shares & Deposits | $2.1B |
| Net Worth | $266.6M |
| Net Worth Ratio | 11.03% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 0.85% |
| Net Income | +$6,093,620 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
15 locations · 2 ATMs
Clarkston Office
500 N Indian Creek Dr
Clarkston, GA 30021-2362
Dalton - Calhoun St
605 Calhoun St
Dalton, GA 30721-3302
Cumming Office
731 Atlanta Hwy
Cumming, GA 30040
Decatur Office
5173 Panola Industrial Blvd
Decatur, GA 30035-4010
Athens Office
190 Gaines School Rd
Athens, GA 30605-3118
Who Can Join GEORGIA UNITED?
Membership Type: Community
Membership eligibility for GEORGIA UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact GEORGIA UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
GEORGIA UNITED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GEORGIA UNITED has 159,562 members and a potential membership field of 8,855,985 people.
GEORGIA UNITED's reported net worth ratio is 11.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GEORGIA UNITED operates 15 branch locations and has access to 2 ATMs. The main office is located at 6705 Sugarloaf Pkwy, Duluth, GA 30097-4356.
GEORGIA UNITED was established in 1958. It is a state-chartered credit union chartered under charter number 68607. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GEORGIA UNITED. All financial data is for informational purposes only.