How many credit unions are in Tennessee?

There are 127 federally insured credit unions in Tennessee according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $47.3B in assets and serve 2.7M members.

What is the average net worth ratio for credit unions in Tennessee?

The average net worth ratio for credit unions in Tennessee is 16.1%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Tennessee?

The largest credit union in Tennessee by total assets is EASTMAN with $9.9B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Tennessee

127 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

127

Federally insured in Tennessee

Total Members

2.7M

Combined membership

Total Assets

$47.3B

Combined industry assets

Avg Net Worth Ratio

16.1%

Well-capitalized threshold: 7%

Cities in Tennessee

Select a city to browse local credit unions

Nashville17 credit unions MEMPHIS16 credit unions CHATTANOOGA13 credit unions Knoxville11 credit unions CLEVELAND5 credit unions Oak Ridge4 credit unions Cordova4 credit unions JACKSON4 credit unions Kingsport4 credit unions Greeneville4 credit unions Johnson City3 credit unions Alcoa2 credit unions Clarksville2 credit unions Bartlett2 credit unions ELIZABETHTON2 credit unions Brentwood2 credit unions Crossville1 credit union Bristol1 credit union Erwin1 credit union Collierville1 credit union TULLAHOMA1 credit union HERMITAGE1 credit union LOUISVILLE1 credit union COUNCE1 credit union LOUDON1 credit union Copperhill1 credit union COOKEVILLE1 credit union Smyrna1 credit union SEVIERVILLE1 credit union Spring Hill1 credit union CAMDEN1 credit union Atoka1 credit union GALLATIN1 credit union LYNCHBURG1 credit union New Johnsonvill1 credit union Springfield1 credit union Hixson1 credit union Shelbyville1 credit union LAWRENCEBURG1 credit union CHARLESTON1 credit union Calhoun1 credit union PARIS1 credit union MARYVILLE1 credit union Savannah1 credit union MARTIN1 credit union Athens1 credit union Collegedale1 credit union FRANKLIN1 credit union

Top 10 Credit Unions in Tennessee

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	EASTMAN	$9.9B	356K	A+
#2	KNOXVILLE TVA EMPLOYEES	$5.1B	304K	A+
#3	ORNL	$4.7B	226K	A+
#4	ASCEND	$4.7B	264K	A+
#5	TENNESSEE VALLEY	$3.1B	175K	A+
#6	Y-12	$2.7B	136K	A
#7	LEADERS CREDIT UNION	$1.3B	88K	A+
#8	ORION	$1.3B	68K	A+
#9	ENRICHMENT	$963.1M	48K	A+
#10	FORTERA	$927.8M	83K	A+