ORNL
Federal • Oak Ridge, Tennessee • Est. 1948
Quick Facts
- Charter Number
- #5797
- Type
- Federal
- Established
- 1948
- Headquarters
- Oak Ridge, Tennessee 37830-6770
- Address
- 221 S Rutgers Ave
- Branches
- 32
- ATMs
- 33
- Members
- 229,975
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
229,975 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ORNL |
|---|---|
| Total Assets | $4.8B |
| Members | 229,975 |
| Loans Outstanding | $3.8B |
| Shares & Deposits | $3.9B |
| Net Worth | $530.5M |
| Net Worth Ratio | 11.02% |
| Loan-to-Share Ratio | 97.3% |
| Delinquency Rate | 0.43% |
| Net Income | +$11,715,646 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
32 locations · 33 ATMs
Clinton
1117 N Charles G Seivers Blvd
Clinton, TN 37716-3943
Kingston
1204 N Kentucky St
Kingston, TN 37763
North Knoxville
808 Victor Dr
Knoxville, TN 37912
Morristown Central
1730 W Andrew Johnson Hwy
Morristown, TN 37814-3737
Karns
7228 Oak Ridge Hwy
Knoxville, TN 37931
Who Can Join ORNL?
Membership Type: Other/Unknown
Membership eligibility for ORNL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ORNL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
ORNL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ORNL has 229,975 members and a potential membership field of 1,448,299 people.
ORNL's reported net worth ratio is 11.02% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ORNL operates 32 branch locations and has access to 33 ATMs. The main office is located at 221 S Rutgers Ave, Oak Ridge, TN 37830-6770.
ORNL was established in 1948. It is a federal credit union chartered under charter number 5797. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ORNL. All financial data is for informational purposes only.