Credit Unions in North Carolina
57 federally insured credit unions — Q1 2026 NCUA data
North Carolina credit union statistics
Credit Unions
Federally insured in North Carolina
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
North Carolina Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
North Carolina: 14.51%
National: 14.35%
Assets per institution
North Carolina: $1.6B
National: $578.3M
Members per institution
North Carolina: 92K
National: 34K
Top 10 Credit Unions in North Carolina
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | STATE EMPLOYEES' | $59.8B | 3.0M | A |
| #2 | COASTAL | $6.2B | 345K | A |
| #3 | TRULIANT | $5.5B | 334K | A+ |
| #4 | CIVIC | $3.2B | 350K | F |
| #5 | ALLEGACY | $2.6B | 185K | A+ |
| #6 | SELF-HELP | $2.4B | 145K | A+ |
| #7 | SELF-HELP | $2.2B | 101K | B+ |
| #8 | SKYLA | $1.7B | 113K | A |
| #9 | MARINE | $1.1B | 77K | A |
| #10 | LATINO COMMUNITY | $1.1B | 126K | A |
Frequently Asked Questions
There are 57 federally insured credit unions in North Carolina in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $91.7B in assets and 5.2M members.
The unweighted average reported net worth ratio for credit unions in North Carolina is 14.5%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in North Carolina by reported total assets is STATE EMPLOYEES' with $59.8B in assets in the Q1 2026 dataset.
Browse Nearby States
Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.