SELF-HELP
Federal • Durham, North Carolina • Est. 2008
Quick Facts
- Charter Number
- #24802
- Type
- Federal
- Established
- 2008
- Headquarters
- Durham, North Carolina 27701-3215
- Address
- 301 W Main St
- Branches
- 47
- ATMs
- 40
- Members
- 145,117
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
145,117 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SELF-HELP |
|---|---|
| Total Assets | $2.4B |
| Members | 145,117 |
| Loans Outstanding | $1.6B |
| Shares & Deposits | $1.7B |
| Net Worth | $623.1M |
| Net Worth Ratio | 25.90% |
| Loan-to-Share Ratio | 91.5% |
| Delinquency Rate | 0.69% |
| Net Income | +$850,093 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
47 locations · 40 ATMs
Durham
Main Office301 W Main St
Durham, NC 27701-3215
Riverbank
2256 Patterson Rd
Riverbank, CA 95367-9647
Oakland
1432 7th St
Oakland, CA 94607-1931
Oakland HQ
1970 Broadway Ste 350
Oakland, CA 94612-2238
Bakersfield
2100 H St
Bakersfield, CA 93301
Who Can Join SELF-HELP?
Membership Type: Occupational
Membership eligibility for SELF-HELP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SELF-HELP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
SELF-HELP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SELF-HELP has 145,117 members and a potential membership field of 1,125,000 people.
SELF-HELP's reported net worth ratio is 25.90% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SELF-HELP operates 47 branch locations and has access to 40 ATMs. The main office is located at 301 W Main St, Durham, NC 27701-3215.
SELF-HELP was established in 2008. It is a federal credit union chartered under charter number 24802. The institution has been serving members for 18 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SELF-HELP. All financial data is for informational purposes only.