Credit Unions in South Carolina
46 federally insured credit unions — NCUA Q4 2025 data
South Carolina credit union statistics
Credit Unions
Federally insured in South Carolina
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in South Carolina
Select a city to browse local credit unions
Top 10 Credit Unions in South Carolina
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | FOUNDERS | $5.1B | 288K | A+ |
| #2 | SOUTH CAROLINA | $2.5B | 155K | A+ |
| #3 | SRP | $2.1B | 201K | A |
| #4 | SAFE | $1.9B | 141K | A |
| #5 | ALLSOUTH | $1.5B | 119K | A+ |
| #6 | PALMETTO CITIZENS | $1.4B | 86K | A |
| #7 | S. C. STATE | $1.4B | 94K | A+ |
| #8 | SHARONVIEW | $1.4B | 84K | B+ |
| #9 | REV | $1.2B | 67K | A+ |
| #10 | FAMILY TRUST | $774.8M | 59K | A+ |
Financially Strongest Credit Unions in South Carolina
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 46 federally insured credit unions in South Carolina according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $24.1B in assets and serve 1.7M members.
The average net worth ratio for credit unions in South Carolina is 14.8%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in South Carolina by total assets is FOUNDERS with $5.1B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.