PALMETTO CITIZENS
Federal • Columbia, South Carolina • Est. 1936
Quick Facts
- Charter Number
- #1472
- Type
- Federal
- Established
- 1936
- Headquarters
- Columbia, South Carolina 29201-3382
- Address
- 1320 Washington St
- Branches
- 16
- ATMs
- 43
- Members
- 86,899
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
86,899 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PALMETTO CITIZENS |
|---|---|
| Total Assets | $1.5B |
| Members | 86,899 |
| Loans Outstanding | $821.8M |
| Shares & Deposits | $1.2B |
| Net Worth | $195.6M |
| Net Worth Ratio | 13.21% |
| Loan-to-Share Ratio | 69.4% |
| Delinquency Rate | 1.04% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
16 locations · 43 ATMs
Palmetto Citizens FCU Administrative
Main Office1320 Washington St
Columbia, SC 29201-3382
Palmetto Citizens FCU - Millwood
3122 Millwood Ave
Columbia, SC 29205-1825
Palmetto Citizens FCU - Northeast
114 Atrium Way
Columbia, SC 29223
Palmetto Citizens FCU - Irmo
7816 Broad River Rd
Irmo, SC 29063
Palmetto Citizens FCU - Garners Ferry
7655 Garners Ferry Rd
Columbia, SC 29209-3857
Who Can Join PALMETTO CITIZENS?
Membership Type: Occupational
Membership eligibility for PALMETTO CITIZENS may vary. Contact the credit union directly to confirm qualification requirements.
Contact PALMETTO CITIZENS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
PALMETTO CITIZENS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PALMETTO CITIZENS has 86,899 members and a potential membership field of 713,017 people.
PALMETTO CITIZENS's reported net worth ratio is 13.21% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PALMETTO CITIZENS operates 16 branch locations and has access to 43 ATMs. The main office is located at 1320 Washington St, Columbia, SC 29201-3382.
PALMETTO CITIZENS was established in 1936. It is a federal credit union chartered under charter number 1472. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PALMETTO CITIZENS. All financial data is for informational purposes only.