FOUNDERS
Federal • Lancaster, South Carolina • Est. 1961
Quick Facts
- Charter Number
- #24063
- Type
- Federal
- Established
- 1961
- Headquarters
- Lancaster, South Carolina 29720
- Address
- 737 Plantation Rd
- Branches
- 50
- ATMs
- 45
- Members
- 290,408
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
290,408 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOUNDERS |
|---|---|
| Total Assets | $5.2B |
| Members | 290,408 |
| Loans Outstanding | $4.1B |
| Shares & Deposits | $4.4B |
| Net Worth | $688.3M |
| Net Worth Ratio | 13.28% |
| Loan-to-Share Ratio | 92.1% |
| Delinquency Rate | 0.70% |
| Net Income | +$16,689,398 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
50 locations · 45 ATMs
North Main
607 N Main St
Lancaster, SC 29720
Anderson Road
778 Anderson Rd N
Rock Hill, SC 29730
Cheraw
2599 Highway 9
Cheraw, SC 29520
Chester
1769 J A Cochran Byp
Chester, SC 29706
Chesterfield
1234 West Blvd
Chesterfield, SC 29709
Who Can Join FOUNDERS?
Membership Type: Occupational
Membership eligibility for FOUNDERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOUNDERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
FOUNDERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FOUNDERS has 290,408 members and a potential membership field of 2,587,349 people.
FOUNDERS's reported net worth ratio is 13.28% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FOUNDERS operates 50 branch locations and has access to 45 ATMs. The main office is located at 737 Plantation Rd, Lancaster, SC 29720.
FOUNDERS was established in 1961. It is a federal credit union chartered under charter number 24063. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FOUNDERS. All financial data is for informational purposes only.