SELF-HELP
State-Chartered • Durham, North Carolina • Est. 1983
Quick Facts
- Charter Number
- #66258
- Type
- State-Chartered
- Established
- 1983
- Headquarters
- Durham, North Carolina 27701
- Address
- 301 W Main St
- Branches
- 37
- ATMs
- 25
- Members
- 100,933
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
100,933 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SELF-HELP |
|---|---|
| Total Assets | $2.2B |
| Members | 100,933 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $1.6B |
| Net Worth | $523.9M |
| Net Worth Ratio | 24.34% |
| Loan-to-Share Ratio | 120.8% |
| Delinquency Rate | 1.84% |
| Net Income | +$4,200,525 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
37 locations · 25 ATMs
Headquarters
Main Office301 W Main St
Durham, NC 27701
Wilmington
307 S College Rd
Wilmington, NC 28403
Hendersonville
100 Dana Rd
Hendersonville, NC 28792
S. Asheville
1911 Hendersonville Rd
Asheville, NC 28803
Brevard
40 Forest Gate Dr
Pisgah Forest, NC 28768-7929
Who Can Join SELF-HELP?
Membership Type: Community
Membership eligibility for SELF-HELP may vary. Contact the credit union directly to confirm qualification requirements.
Contact SELF-HELP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
SELF-HELP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SELF-HELP has 100,933 members and a potential membership field of 5,334,000 people.
SELF-HELP's reported net worth ratio is 24.34% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SELF-HELP operates 37 branch locations and has access to 25 ATMs. The main office is located at 301 W Main St, Durham, NC 27701.
SELF-HELP was established in 1983. It is a state-chartered credit union chartered under charter number 66258. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SELF-HELP. All financial data is for informational purposes only.