Credit Unions in Kentucky
52 federally insured credit unions — Q1 2026 NCUA data
Kentucky credit union statistics
Credit Unions
Federally insured in Kentucky
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
Kentucky Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
Kentucky: 14.27%
National: 14.35%
Assets per institution
Kentucky: $318.2M
National: $578.3M
Members per institution
Kentucky: 19K
National: 34K
Top 10 Credit Unions in Kentucky
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | COMMONWEALTH | $2.8B | 144K | A+ |
| #2 | ABOUND | $2.7B | 115K | A+ |
| #3 | L & N | $2.6B | 122K | A+ |
| #4 | UNIVERSITY OF KENTUCKY | $1.7B | 113K | A+ |
| #5 | PARK | $1.4B | 81K | B+ |
| #6 | TRANSCEND | $589.4M | 50K | A+ |
| #7 | MEMBERS HERITAGE | $583.6M | 55K | A+ |
| #8 | MEMBERS CHOICE | $425.8M | 23K | A |
| #9 | ASHLAND | $412.5M | 47K | B+ |
| #10 | SIGNET | $389.6M | 21K | A |
Frequently Asked Questions
There are 52 federally insured credit unions in Kentucky in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $16.5B in assets and 991K members.
The unweighted average reported net worth ratio for credit unions in Kentucky is 14.3%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in Kentucky by reported total assets is COMMONWEALTH with $2.8B in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.