COMMONWEALTH
Federal • Frankfort, Kentucky • Est. 1951
Quick Facts
- Charter Number
- #24970
- Type
- Federal
- Established
- 1951
- Headquarters
- Frankfort, Kentucky 40601
- Address
- 417 High St
- Branches
- 18
- ATMs
- 18
- Members
- 144,367
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
144,367 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMONWEALTH |
|---|---|
| Total Assets | $2.8B |
| Members | 144,367 |
| Loans Outstanding | $2.1B |
| Shares & Deposits | $2.5B |
| Net Worth | $315.6M |
| Net Worth Ratio | 11.14% |
| Loan-to-Share Ratio | 83.8% |
| Delinquency Rate | 0.67% |
| Net Income | +$9,551,173 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
18 locations · 18 ATMs
High Street Branch
Main Office417 High St
Frankfort, KY 40601
Sower Branch
101 Sower Blvd
Frankfort, KY 40601
Louisville Road Branch
1425 Louisville Rd
Frankfort, KY 40601
Meijer Way Branch
280 Meijer Way
Lexington, KY 40503
Lawrenceburg Branch
1015 Crossroad Dr
Lawrenceburg, KY 40342
Who Can Join COMMONWEALTH?
Membership Type: Occupational
Membership eligibility for COMMONWEALTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMONWEALTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
COMMONWEALTH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMONWEALTH has 144,367 members and a potential membership field of 4,606,864 people.
COMMONWEALTH's reported net worth ratio is 11.14% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMONWEALTH operates 18 branch locations and has access to 18 ATMs. The main office is located at 417 High St, Frankfort, KY 40601.
COMMONWEALTH was established in 1951. It is a federal credit union chartered under charter number 24970. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMONWEALTH. All financial data is for informational purposes only.