Credit Unions in West Virginia
74 federally insured credit unions — Q1 2026 NCUA data
West Virginia credit union statistics
Credit Unions
Federally insured in West Virginia
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Unweighted mean
West Virginia Compared with the National Dataset
These are unweighted means across federally insured institutions in the Q1 2026 dataset. They describe reported ratios, not deposit insurance coverage, future performance, or an official NCUA rating.
Net worth ratio
West Virginia: 15.58%
National: 14.35%
Assets per institution
West Virginia: $71.0M
National: $578.3M
Members per institution
West Virginia: 5,081.811
National: 34K
Top 10 Credit Unions in West Virginia
Ranked by total assets — Q1 2026
| Rank | Name | Total Assets | Members | CUScore |
|---|---|---|---|---|
| #1 | BAYER HERITAGE | $801.1M | 45K | A |
| #2 | FIRST CHOICE AMERICA COMMUNITY | $704.4M | 31K | A+ |
| #3 | FAIRMONT | $602.5M | 45K | A |
| #4 | WEST VIRGINIA CENTRAL | $336.7M | 24K | A+ |
| #5 | PIONEER APPALACHIA | $245.5M | 15K | A+ |
| #6 | LONG REACH | $189.2M | 11K | A |
| #7 | STAR USA | $158.0M | 14K | A |
| #8 | WEST VIRGINIA | $143.0M | 7,168 | A+ |
| #9 | PEOPLES | $131.3M | 11K | B+ |
| #10 | THE UNITED | $107.6M | 5,950 | B |
Frequently Asked Questions
There are 74 federally insured credit unions in West Virginia in the Q1 2026 NCUA Call Report dataset. These institutions collectively report $5.3B in assets and 376K members.
The unweighted average reported net worth ratio for credit unions in West Virginia is 15.6%. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
The largest credit union headquartered in West Virginia by reported total assets is BAYER HERITAGE with $801.1M in assets in the Q1 2026 dataset.
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Data sourced from the NCUA Quarterly Call Report (Q1 2026). All financial data is for informational purposes only.