PEOPLES
Federal • Nitro, West Virginia • Est. 1965
Quick Facts
- Charter Number
- #16993
- Type
- Federal
- Established
- 1965
- Headquarters
- Nitro, West Virginia 25143-2313
- Address
- 419 1st Ave S
- Branches
- 4
- ATMs
- 5
- Members
- 10,760
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,760 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLES |
|---|---|
| Total Assets | $131.3M |
| Members | 10,760 |
| Loans Outstanding | $94.5M |
| Shares & Deposits | $109.5M |
| Net Worth | $21.2M |
| Net Worth Ratio | 16.15% |
| Loan-to-Share Ratio | 86.3% |
| Delinquency Rate | 1.55% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 5 ATMs
Main
Main Office419 1st Ave S
Nitro, WV 25143-2313
Point Pleasant
2101 Jackson Ave
Point Pleasant, WV 25550-1936
People FCU Eleanor
900 Roosevelt Boulevard
Eleanor, WV 25070
Cross Lanes
102 Lakeview Dr
Cross Lanes, WV 25313-1466
Who Can Join PEOPLES?
Membership Type: Other/Unknown
Membership eligibility for PEOPLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
PEOPLES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEOPLES has 10,760 members and a potential membership field of 200,000 people.
PEOPLES's reported net worth ratio is 16.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEOPLES operates 4 branch locations and has access to 5 ATMs. The main office is located at 419 1st Ave S, Nitro, WV 25143-2313.
PEOPLES was established in 1965. It is a federal credit union chartered under charter number 16993. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLES. All financial data is for informational purposes only.