Credit Unions in Maryland
62 federally insured credit unions — NCUA Q4 2025 data
Maryland credit union statistics
Credit Unions
Federally insured in Maryland
Total Members
Combined membership
Total Assets
Combined industry assets
Avg Net Worth Ratio
Well-capitalized threshold: 7%
Cities in Maryland
Select a city to browse local credit unions
Top 10 Credit Unions in Maryland
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Members | Health |
|---|---|---|---|---|
| #1 | STATE EMPLOYEES CU OF MARYLAND, INC | $5.8B | 268K | A+ |
| #2 | NASA | $5.7B | 240K | A+ |
| #3 | TOWER | $4.8B | 216K | A+ |
| #4 | ABERDEEN PROVING GROUND | $2.6B | 182K | A |
| #5 | ANDREWS FEDERAL CREDIT UNION | $2.6B | 149K | B+ |
| #6 | LAFAYETTE | $2.2B | 57K | B |
| #7 | FIRST FINANCIAL OF MARYLAND | $1.4B | 77K | A+ |
| #8 | EDUCATIONAL SYSTEMS | $1.3B | 84K | A+ |
| #9 | MUNICIPAL EMPL.CREDIT UNION OF BALT | $1.3B | 93K | B+ |
| #10 | POINT BREEZE | $968.3M | 67K | A+ |
Financially Strongest Credit Unions in Maryland
Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold
Frequently Asked Questions
There are 62 federally insured credit unions in Maryland according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $39.3B in assets and serve 2.1M members.
The average net worth ratio for credit unions in Maryland is 13.2%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.
The largest credit union in Maryland by total assets is STATE EMPLOYEES CU OF MARYLAND, INC with $5.8B in assets. You can view full details, branch locations, and financial health data on its individual profile page.
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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.