FIRST FINANCIAL OF MARYLAND
Federal • Sparks, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8554
- Type
- Federal
- Established
- 1953
- Headquarters
- Sparks, Maryland 21152-9202
- Address
- 72 Loveton Cir
- Branches
- 10
- ATMs
- 7
- Members
- 80,539
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
80,539 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST FINANCIAL OF MARYLAND |
|---|---|
| Total Assets | $1.4B |
| Members | 80,539 |
| Loans Outstanding | $884.5M |
| Shares & Deposits | $1.2B |
| Net Worth | $238.6M |
| Net Worth Ratio | 16.79% |
| Loan-to-Share Ratio | 75.3% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 7 ATMs
Catonsville
40 W Plaza
Catonsville, MD 21228
Westminster
625 Baltimore Blvd Ste H
Westminster, MD 21157-6183
Golden Ring
8665 Pulaski Hwy Ste 118
Baltimore, MD 21237-3028
Fullerton
7966 Belair Rd
Baltimore, MD 21236-3706
Owings Mills
9906 Reisterstown Rd
Owings Mills, MD 21117-3945
Who Can Join FIRST FINANCIAL OF MARYLAND?
Membership Type: Community
Membership eligibility for FIRST FINANCIAL OF MARYLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST FINANCIAL OF MARYLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
FIRST FINANCIAL OF MARYLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST FINANCIAL OF MARYLAND has 80,539 members and a potential membership field of 288,699 people.
FIRST FINANCIAL OF MARYLAND's reported net worth ratio is 16.79% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST FINANCIAL OF MARYLAND operates 10 branch locations and has access to 7 ATMs. The main office is located at 72 Loveton Cir, Sparks, MD 21152-9202.
FIRST FINANCIAL OF MARYLAND was established in 1953. It is a federal credit union chartered under charter number 8554. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST FINANCIAL OF MARYLAND. All financial data is for informational purposes only.