POINT BREEZE
State-Chartered • Hunt Valley, Maryland • Est. 1935
Quick Facts
- Charter Number
- #66585
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Hunt Valley, Maryland 21031-1404
- Address
- 11104 McCormick Rd
- Branches
- 6
- ATMs
- 5
- Members
- 67,607
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
67,607 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POINT BREEZE |
|---|---|
| Total Assets | $1.0B |
| Members | 67,607 |
| Loans Outstanding | $694.5M |
| Shares & Deposits | $861.2M |
| Net Worth | $132.8M |
| Net Worth Ratio | 13.63% |
| Loan-to-Share Ratio | 80.6% |
| Delinquency Rate | 0.27% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 5 ATMs
Hunt Valley
Main Office11104 McCormick Rd
Hunt Valley, MD 21031-1404
Bel Air
410 S Atwood Rd
Bel Air, MD 21014-4170
Rosedale
5 Philadelphia Ct
Baltimore, MD 21237
Westminster
405 Englar Rd
Westminster, MD 21157-4851
Owings Mills
10110 Reisterstown Rd
Owings Mills, MD 21117-3815
Who Can Join POINT BREEZE?
Membership Type: Community
Membership eligibility for POINT BREEZE may vary. Contact the credit union directly to confirm qualification requirements.
Contact POINT BREEZE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
POINT BREEZE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, POINT BREEZE has 67,607 members and a potential membership field of 369,000 people.
POINT BREEZE's reported net worth ratio is 13.63% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
POINT BREEZE operates 6 branch locations and has access to 5 ATMs. The main office is located at 11104 McCormick Rd, Hunt Valley, MD 21031-1404.
POINT BREEZE was established in 1935. It is a state-chartered credit union chartered under charter number 66585. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or POINT BREEZE. All financial data is for informational purposes only.