MUNICIPAL EMPL.CREDIT UNION OF BALT
State-Chartered • Baltimore, Maryland • Est. 1936
Quick Facts
- Charter Number
- #66787
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Baltimore, Maryland 21202
- Address
- 1 South St
- Branches
- 10
- ATMs
- 9
- Members
- 92,195
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
92,195 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUNICIPAL EMPL.CREDIT UNION OF BALT |
|---|---|
| Total Assets | $1.3B |
| Members | 92,195 |
| Loans Outstanding | $804.2M |
| Shares & Deposits | $1.1B |
| Net Worth | $162.0M |
| Net Worth Ratio | 12.93% |
| Loan-to-Share Ratio | 75.6% |
| Delinquency Rate | 1.30% |
| Net Income | +$903,167 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 9 ATMs
Corporate Offices
Main Office1 South St
Baltimore, MD 21202
Harry Deitchman PJM Center
312 Martin Luther King Jr Blvd
Baltimore, MD 21201
Elmer Bernhardt Headquarters Branch
1 South St
Baltimore, MD 21202-3298
John T. O'Mailey Hamilton Center Branch
2337 E Northern Pkwy
Baltimore, MD 21214
Loch Ridge Center Branch
8507 Loch Raven Blvd
Baltimore, MD 21286
Who Can Join MUNICIPAL EMPL.CREDIT UNION OF BALT?
Membership Type: Community
Membership eligibility for MUNICIPAL EMPL.CREDIT UNION OF BALT may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUNICIPAL EMPL.CREDIT UNION OF BALT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
MUNICIPAL EMPL.CREDIT UNION OF BALT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MUNICIPAL EMPL.CREDIT UNION OF BALT has 92,195 members and a potential membership field of 568,271 people.
MUNICIPAL EMPL.CREDIT UNION OF BALT's reported net worth ratio is 12.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MUNICIPAL EMPL.CREDIT UNION OF BALT operates 10 branch locations and has access to 9 ATMs. The main office is located at 1 South St, Baltimore, MD 21202.
MUNICIPAL EMPL.CREDIT UNION OF BALT was established in 1936. It is a state-chartered credit union chartered under charter number 66787. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MUNICIPAL EMPL.CREDIT UNION OF BALT. All financial data is for informational purposes only.