TOWER
Federal • Laurel, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8333
- Type
- Federal
- Established
- 1953
- Headquarters
- Laurel, Maryland 20707
- Address
- 7901 Sandy Spring Rd
- Branches
- 17
- ATMs
- 15
- Members
- 218,540
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
218,540 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOWER |
|---|---|
| Total Assets | $5.0B |
| Members | 218,540 |
| Loans Outstanding | $3.7B |
| Shares & Deposits | $4.3B |
| Net Worth | $700.0M |
| Net Worth Ratio | 13.99% |
| Loan-to-Share Ratio | 85.8% |
| Delinquency Rate | 0.33% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 15 ATMs
Laurel Headquarters
Main Office7901 Sandy Spring Rd
Laurel, MD 20707
Arundel Mills Branch
7065 Arundel Mills Blvd
Hanover, MD 21076
FANX Branch
840 Elkridge Landing Rd
Linthicum, MD 21090
Laurel Branch
7901 Sandy Spring Rd
Laurel, MD 20707
Ellicott City
9150 Baltimore National Pike Ste 12
Ellicott City, MD 21042
Who Can Join TOWER?
Membership Type: Community
Membership eligibility for TOWER may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOWER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
TOWER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TOWER has 218,540 members and a potential membership field of 218,540 people.
TOWER's reported net worth ratio is 13.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TOWER operates 17 branch locations and has access to 15 ATMs. The main office is located at 7901 Sandy Spring Rd, Laurel, MD 20707.
TOWER was established in 1953. It is a federal credit union chartered under charter number 8333. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TOWER. All financial data is for informational purposes only.