LONG REACH
Federal • Middlebourne, West Virginia • Est. 1975
Quick Facts
- Charter Number
- #22241
- Type
- Federal
- Established
- 1975
- Headquarters
- Middlebourne, West Virginia 26149-9602
- Address
- 315 Main St
- Branches
- 5
- ATMs
- 5
- Members
- 10,913
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,913 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LONG REACH |
|---|---|
| Total Assets | $189.2M |
| Members | 10,913 |
| Loans Outstanding | $120.9M |
| Shares & Deposits | $170.3M |
| Net Worth | $18.7M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 71.0% |
| Delinquency Rate | 1.03% |
| Net Income | +$541,386 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Friendly
10767 Energy Hwy
Friendly, WV 26146-7512
Middlebourne
Main Office315 Main St
Middlebourne, WV 26149-9602
St. Marys
810 3rd St
Saint Marys, WV 26170-1155
Ellenboro
165 E Washington Ave
Ellenboro, WV 26346
West Union
54 Main St
West Union, WV 26456
Who Can Join LONG REACH?
Membership Type: Community
Membership eligibility for LONG REACH may vary. Contact the credit union directly to confirm qualification requirements.
Contact LONG REACH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
LONG REACH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LONG REACH has 10,913 members and a potential membership field of 35,000 people.
LONG REACH's reported net worth ratio is 9.88% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LONG REACH operates 5 branch locations and has access to 5 ATMs. The main office is located at 315 Main St, Middlebourne, WV 26149-9602.
LONG REACH was established in 1975. It is a federal credit union chartered under charter number 22241. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LONG REACH. All financial data is for informational purposes only.