FAIRMONT
Federal • Fairmont, West Virginia • Est. 1939
Quick Facts
- Charter Number
- #3439
- Type
- Federal
- Established
- 1939
- Headquarters
- Fairmont, West Virginia 26554-1567
- Address
- 2 The Credit Union Way
- Branches
- 9
- ATMs
- 9
- Members
- 45,432
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
45,432 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAIRMONT |
|---|---|
| Total Assets | $602.5M |
| Members | 45,432 |
| Loans Outstanding | $376.1M |
| Shares & Deposits | $544.7M |
| Net Worth | $57.1M |
| Net Worth Ratio | 9.89% |
| Loan-to-Share Ratio | 69.0% |
| Delinquency Rate | 0.30% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 9 ATMs
Gateway Connector Office
Main Office2 The Credit Union Way
Fairmont, WV 26554-1567
12th St Drive Thru
1201 Beverly Rd
Fairmont, WV 26554
Charles Pointe
680 Genesis Blvd
Bridgeport, WV 26330
Mannington
5160 Husky Hwy
Mannington, WV 26582-7154
Pineview
1254 Pineview Dr
Morgantown, WV 26505-2731
Who Can Join FAIRMONT?
Membership Type: Other/Unknown
Membership eligibility for FAIRMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAIRMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
FAIRMONT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FAIRMONT has 45,432 members and a potential membership field of 279,669 people.
FAIRMONT's reported net worth ratio is 9.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FAIRMONT operates 9 branch locations and has access to 9 ATMs. The main office is located at 2 The Credit Union Way, Fairmont, WV 26554-1567.
FAIRMONT was established in 1939. It is a federal credit union chartered under charter number 3439. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FAIRMONT. All financial data is for informational purposes only.