How many credit unions are in Missouri?

There are 89 federally insured credit unions in Missouri according to the latest NCUA Q4 2025 Call Report data. These institutions collectively hold $18.9B in assets and serve 1.4M members.

What is the average net worth ratio for credit unions in Missouri?

The average net worth ratio for credit unions in Missouri is 12.2%. The NCUA considers a credit union "well-capitalized" when its net worth ratio is 7% or higher. A ratio above 10% is considered excellent and signals strong financial health.

Which is the largest credit union in Missouri?

The largest credit union in Missouri by total assets is FIRST COMMUNITY with $4.8B in assets. You can view full details, branch locations, and financial health data on its individual profile page.

Credit Unions in Missouri

89 federally insured credit unions — NCUA Q4 2025 data

Credit Unions

Federally insured in Missouri

Total Members

1.4M

Combined membership

Total Assets

$18.9B

Combined industry assets

Avg Net Worth Ratio

12.2%

Well-capitalized threshold: 7%

Cities in Missouri

Select a city to browse local credit unions

Saint Louis13 credit unions Kansas City9 credit unions Jefferson City8 credit unions Springfield8 credit unions SAINT JOSEPH5 credit unions JOPLIN3 credit unions Columbia3 credit unions Independence3 credit unions Sikeston2 credit unions RAYTOWN2 credit unions Mexico2 credit unions fenton2 credit unions Lees Summit2 credit unions HANNIBAL2 credit unions Chesterfield2 credit unions Park Hills2 credit unions Poplar Bluff1 credit union RAYMORE1 credit union Rolla1 credit union WENTZVILLE1 credit union Fort Leonard Wo1 credit union WARRENSBURG1 credit union SEDALIA1 credit union MARYVILLE1 credit union O Fallon1 credit union North Kansas Ci1 credit union De Soto1 credit union ST JOSEPH1 credit union Macon1 credit union Clayton1 credit union Willow Springs1 credit union OAKVILLE1 credit union Arnold1 credit union Dexter1 credit union Henley1 credit union Kelso1 credit union Saint Charles1 credit union

Top 10 Credit Unions in Missouri

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Members	Health
#1	FIRST COMMUNITY	$4.8B	408K	A
#2	TOGETHER	$2.7B	146K	A
#3	MULTIPLI	$1.4B	75K	A+
#4	VANTAGE	$1.1B	68K	A
#5	NEIGHBORS	$560.9M	48K	A
#6	WEST COMMUNITY	$491.3M	32K	A
#7	ASSEMBLIES OF GOD	$440.7M	18K	A
#8	INFUZE	$438.5M	35K	A+
#9	ST. LOUIS COMMUNITY	$431.8M	51K	D
#10	ARSENAL	$409.2M	30K	B

Financially Strongest Credit Unions in Missouri

Net worth ratio ≥ 10% — well above the 7% well-capitalized threshold

31.0%NW Ratio

KC UNIDOS

$8.0M in assets

23.4%NW Ratio

J C FEDERAL EMPLOYEES

$2.9M in assets

20.7%NW Ratio

BURLINGTON NORTHTOWN COMMUNITY

$15.4M in assets

18.4%NW Ratio

DISTRICT ONE HIGHWAY

$30.1M in assets

18.2%NW Ratio

ST. LOUIS POLICEMEN`S

$20.4M in assets

Credit Unions with Low Net Worth Ratios in Missouri

The following credit unions have a net worth ratio below 5%, which is below the NCUA's “adequately capitalized” threshold of 6%. This information is provided for educational purposes only. All listed institutions remain federally insured by the NCUA up to $250,000. Contact the credit union or visit NCUA.gov for the latest status.

3.7%NW Ratio

WEDEVELOPMENT

$2.9M in assets

Frequently Asked Questions

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Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.