WEST COMMUNITY
State-Chartered • O Fallon, Missouri • Est. 1936
Quick Facts
- Charter Number
- #62801
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- O Fallon, Missouri 63368-8294
- Address
- 4161 Highway K
- Branches
- 10
- ATMs
- 10
- Members
- 32,303
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
32,303 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEST COMMUNITY |
|---|---|
| Total Assets | $498.8M |
| Members | 32,303 |
| Loans Outstanding | $409.4M |
| Shares & Deposits | $422.1M |
| Net Worth | $42.9M |
| Net Worth Ratio | 8.60% |
| Loan-to-Share Ratio | 97.0% |
| Delinquency Rate | 1.04% |
| Net Income | +$1,039,962 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 10 ATMs
O'Fallon
Main Office4161 Highway K
O Fallon, MO 63368-8294
Brentwood
2345 S Brentwood Blvd
Saint Louis, MO 63144-2033
Kirkwood
465 S Kirkwood Rd
Saint Louis, MO 63122-6119
Tigers Community Credit Union
308 S 9th St Ste 114
Columbia, MO 65201-5161
Tigers Community Credit Union
3310 Bluff Creek Dr Ste 101
Columbia, MO 65201
Who Can Join WEST COMMUNITY?
Membership Type: Community
Membership eligibility for WEST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Missouri RankingsFrequently Asked Questions
WEST COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WEST COMMUNITY has 32,303 members and a potential membership field of 1,709,975 people.
WEST COMMUNITY's reported net worth ratio is 8.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WEST COMMUNITY operates 10 branch locations and has access to 10 ATMs. The main office is located at 4161 Highway K, O Fallon, MO 63368-8294.
WEST COMMUNITY was established in 1936. It is a state-chartered credit union chartered under charter number 62801. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WEST COMMUNITY. All financial data is for informational purposes only.