ASHLAND
State-Chartered • Ashland, Kentucky • Est. 1942
Quick Facts
- Charter Number
- #61792
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- Ashland, Kentucky 41101
- Address
- 305 MARTIN LUTHER KING JR BLVD
- Branches
- 5
- ATMs
- 5
- Members
- 46,592
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
46,592 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ASHLAND |
|---|---|
| Total Assets | $412.5M |
| Members | 46,592 |
| Loans Outstanding | $284.3M |
| Shares & Deposits | $354.9M |
| Net Worth | $50.2M |
| Net Worth Ratio | 12.18% |
| Loan-to-Share Ratio | 80.1% |
| Delinquency Rate | 1.50% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Cottage Grove Branch
8711 E Point Douglas Rd S Ste 101
Cottage Grove, MN 55016-5031
Lexington
100 Valvoline Way
Lexington, KY 40509
Boyd Co Branch
10700 US Route 60
Ashland, KY 41102
Ashland Credit Union Russell Branch
1200 Diederich Blvd
Russell, KY 41169
ACU Headquarters
Main Office305 MARTIN LUTHER KING JR BLVD
Ashland, KY 41101
Who Can Join ASHLAND?
Membership Type: Community
Membership eligibility for ASHLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact ASHLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
ASHLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ASHLAND has 46,592 members and a potential membership field of 3,645,487 people.
ASHLAND's reported net worth ratio is 12.18% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ASHLAND operates 5 branch locations and has access to 5 ATMs. The main office is located at 305 MARTIN LUTHER KING JR BLVD, Ashland, KY 41101.
ASHLAND was established in 1942. It is a state-chartered credit union chartered under charter number 61792. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ASHLAND. All financial data is for informational purposes only.