MEMBERS HERITAGE
State-Chartered • Lexington, Kentucky • Est. 1960
Quick Facts
- Charter Number
- #68661
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Lexington, Kentucky 40511-1829
- Address
- 440 Park Pl
- Branches
- 5
- ATMs
- 5
- Members
- 54,828
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
54,828 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS HERITAGE |
|---|---|
| Total Assets | $583.6M |
| Members | 54,828 |
| Loans Outstanding | $369.4M |
| Shares & Deposits | $509.8M |
| Net Worth | $71.9M |
| Net Worth Ratio | 12.32% |
| Loan-to-Share Ratio | 72.5% |
| Delinquency Rate | 0.54% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Park Place
Main Office440 Park Pl
Lexington, KY 40511-1829
Members Way Branch
2420 Members Way
Lexington, KY 40504
Pimlico Branch
3202 Custer Dr
Lexington, KY 40517-4025
Winchester Branch
339 Shoppers Dr
Winchester, KY 40391-1379
Nicholasville Branch
1039 N Main St
Nicholasville, KY 40356-2312
Who Can Join MEMBERS HERITAGE?
Membership Type: Community
Membership eligibility for MEMBERS HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
MEMBERS HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS HERITAGE has 54,828 members and a potential membership field of 955,338 people.
MEMBERS HERITAGE's reported net worth ratio is 12.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS HERITAGE operates 5 branch locations and has access to 5 ATMs. The main office is located at 440 Park Pl, Lexington, KY 40511-1829.
MEMBERS HERITAGE was established in 1960. It is a state-chartered credit union chartered under charter number 68661. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS HERITAGE. All financial data is for informational purposes only.