TRANSCEND
State-Chartered • Louisville, Kentucky • Est. 1934
Quick Facts
- Charter Number
- #68666
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Louisville, Kentucky 40218-2209
- Address
- 3740 Bardstown Rd
- Branches
- 6
- ATMs
- 6
- Members
- 50,358
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
50,358 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRANSCEND |
|---|---|
| Total Assets | $589.4M |
| Members | 50,358 |
| Loans Outstanding | $412.2M |
| Shares & Deposits | $477.4M |
| Net Worth | $76.6M |
| Net Worth Ratio | 13.00% |
| Loan-to-Share Ratio | 86.3% |
| Delinquency Rate | 0.17% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Main Office
Main Office3740 Bardstown Rd
Louisville, KY 40218-2209
Downtown
601 S Floyd St Ste 100
Louisville, KY 40202
Lexington Branch
2549 Regency Rd Ste 105
Lexington, KY 40503
Okolona
4816 Outer Loop
Louisville, KY 40219-3302
Dixie
4652 Dixie Hwy
Shively, KY 40216
Who Can Join TRANSCEND?
Membership Type: Community
Membership eligibility for TRANSCEND may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRANSCEND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
TRANSCEND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRANSCEND has 50,358 members and a potential membership field of 1,961,333 people.
TRANSCEND's reported net worth ratio is 13.00% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRANSCEND operates 6 branch locations and has access to 6 ATMs. The main office is located at 3740 Bardstown Rd, Louisville, KY 40218-2209.
TRANSCEND was established in 1934. It is a state-chartered credit union chartered under charter number 68666. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRANSCEND. All financial data is for informational purposes only.