L & N
Federal • Louisville, Kentucky • Est. 1954
Quick Facts
- Charter Number
- #9260
- Type
- Federal
- Established
- 1954
- Headquarters
- Louisville, Kentucky 40229-1578
- Address
- 9115 Smyrna Pkwy
- Branches
- 28
- ATMs
- 25
- Members
- 121,597
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
121,597 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | L & N |
|---|---|
| Total Assets | $2.6B |
| Members | 121,597 |
| Loans Outstanding | $2.0B |
| Shares & Deposits | $2.2B |
| Net Worth | $271.9M |
| Net Worth Ratio | 10.53% |
| Loan-to-Share Ratio | 91.2% |
| Delinquency Rate | 0.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
28 locations · 25 ATMs
Smyrna Admin
9265 SMYRNA PKWY
Louisville, KY 40229
SOUTHERN PARKWAY
4700 SOUTHERN PKWY
Louisville, KY 40214
DOWNTOWN
200 W CHESTNUT ST
Louisville, KY 40202
HIKES POINT
3099 BRECKENRIDGE LN STE 109
Louisville, KY 40220
SMYRNA
9201 SMYRNA PKWY
Louisville, KY 40229
Who Can Join L & N?
Membership Type: Occupational
Membership eligibility for L & N may vary. Contact the credit union directly to confirm qualification requirements.
Contact L & N directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
L & N is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, L & N has 121,597 members and a potential membership field of 694,701 people.
L & N's reported net worth ratio is 10.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
L & N operates 28 branch locations and has access to 25 ATMs. The main office is located at 9115 Smyrna Pkwy, Louisville, KY 40229-1578.
L & N was established in 1954. It is a federal credit union chartered under charter number 9260. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or L & N. All financial data is for informational purposes only.