MEMBERS CHOICE
State-Chartered • Ashland, Kentucky • Est. 1932
Quick Facts
- Charter Number
- #62026
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Ashland, Kentucky 41101
- Address
- 145 RUSSELL RD
- Branches
- 8
- ATMs
- 3
- Members
- 23,216
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,216 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS CHOICE |
|---|---|
| Total Assets | $425.8M |
| Members | 23,216 |
| Loans Outstanding | $288.9M |
| Shares & Deposits | $384.1M |
| Net Worth | $35.4M |
| Net Worth Ratio | 8.31% |
| Loan-to-Share Ratio | 75.2% |
| Delinquency Rate | 0.62% |
| Net Income | +$688,452 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 3 ATMs
Cannonsburg Office
1315 CANNONSBURG RD
Ashland, KY 41102
RUSSELL ROAD OFFICE
Main Office145 RUSSELL RD
Ashland, KY 41101
CANNONSBURG OFFICE
1315 CANNONSBURG RD
Ashland, KY 41102
Central Office
1401 Central Ave
Ashland, KY 41101-7551
Bellefonte Office
800 Saint Christopher Dr Ste 2
Ashland, KY 41101-7030
Who Can Join MEMBERS CHOICE?
Membership Type: Community
Membership eligibility for MEMBERS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Kentucky
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Kentucky RankingsFrequently Asked Questions
MEMBERS CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MEMBERS CHOICE has 23,216 members and a potential membership field of 640,000 people.
MEMBERS CHOICE's reported net worth ratio is 8.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MEMBERS CHOICE operates 8 branch locations and has access to 3 ATMs. The main office is located at 145 RUSSELL RD, Ashland, KY 41101.
MEMBERS CHOICE was established in 1932. It is a state-chartered credit union chartered under charter number 62026. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS CHOICE. All financial data is for informational purposes only.