Y-12
Federal • Oak Ridge, Tennessee • Est. 1950
Quick Facts
- Charter Number
- #6775
- Type
- Federal
- Established
- 1950
- Headquarters
- Oak Ridge, Tennessee 37830-7909
- Address
- 501 Lafayette Dr
- Branches
- 25
- ATMs
- 23
- Members
- 137,505
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
137,505 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | Y-12 |
|---|---|
| Total Assets | $2.8B |
| Members | 137,505 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.2B |
| Net Worth | $282.0M |
| Net Worth Ratio | 10.16% |
| Loan-to-Share Ratio | 100.2% |
| Delinquency Rate | 0.43% |
| Net Income | +$9,590,454 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
25 locations · 23 ATMs
Y-12 FCU Clinton Branch
450 N Charles G Seivers Blvd
Clinton, TN 37716-3730
Y-12 FCU Maryville Branch
624 W Lamar Alexander Pkwy
Maryville, TN 37801-3904
Y-12 FCU Sevierville Branch
1203 Dolly Parton Pkwy
Sevierville, TN 37862
Y-12 FCU Oak Ridge Branch
Main Office501 Lafayette Dr
Oak Ridge, TN 37830-7909
Y-12 FCU North Knoxville Branch
6640 Clinton Hwy
Knoxville, TN 37912-1016
Who Can Join Y-12?
Membership Type: Occupational
Membership eligibility for Y-12 may vary. Contact the credit union directly to confirm qualification requirements.
Contact Y-12 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
Y-12 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, Y-12 has 137,505 members and a potential membership field of 5,400,000 people.
Y-12's reported net worth ratio is 10.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
Y-12 operates 25 branch locations and has access to 23 ATMs. The main office is located at 501 Lafayette Dr, Oak Ridge, TN 37830-7909.
Y-12 was established in 1950. It is a federal credit union chartered under charter number 6775. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or Y-12. All financial data is for informational purposes only.