TENNESSEE VALLEY
Federal • Chattanooga, Tennessee • Est. 1936
Quick Facts
- Charter Number
- #1520
- Type
- Federal
- Established
- 1936
- Headquarters
- Chattanooga, Tennessee 37402
- Address
- 535 Chestnut St
- Branches
- 30
- ATMs
- 32
- Members
- 178,561
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
178,561 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TENNESSEE VALLEY |
|---|---|
| Total Assets | $3.2B |
| Members | 178,561 |
| Loans Outstanding | $2.4B |
| Shares & Deposits | $2.7B |
| Net Worth | $467.5M |
| Net Worth Ratio | 14.65% |
| Loan-to-Share Ratio | 87.8% |
| Delinquency Rate | 0.50% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
30 locations · 32 ATMs
Chattanooga - Admin
Main Office535 Chestnut St
Chattanooga, TN 37402
Hamilton Place Branch
7442 Commons Blvd
Chattanooga, TN 37421
City Center Branch
728 Market St
Chattanooga, TN 37402
Eastgate Branch
491 Greenway View Dr
Chattanooga, TN 37411
Highway 58 Branch
4974 Highway 58
Chattanooga, TN 37416
Who Can Join TENNESSEE VALLEY?
Membership Type: Other/Unknown
Membership eligibility for TENNESSEE VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact TENNESSEE VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
TENNESSEE VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TENNESSEE VALLEY has 178,561 members and a potential membership field of 1,041,503 people.
TENNESSEE VALLEY's reported net worth ratio is 14.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TENNESSEE VALLEY operates 30 branch locations and has access to 32 ATMs. The main office is located at 535 Chestnut St, Chattanooga, TN 37402.
TENNESSEE VALLEY was established in 1936. It is a federal credit union chartered under charter number 1520. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TENNESSEE VALLEY. All financial data is for informational purposes only.