ROBINS FINANCIAL
State-Chartered • Warner Robins, Georgia • Est. 1954
Quick Facts
- Charter Number
- #68670
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Warner Robins, Georgia 31095-6849
- Address
- PO Box 6849
- Branches
- 24
- ATMs
- 29
- Members
- 271,656
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
271,656 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROBINS FINANCIAL |
|---|---|
| Total Assets | $4.8B |
| Members | 271,656 |
| Loans Outstanding | $2.8B |
| Shares & Deposits | $4.0B |
| Net Worth | $829.0M |
| Net Worth Ratio | 17.30% |
| Loan-to-Share Ratio | 70.7% |
| Delinquency Rate | 0.45% |
| Net Income | +$90,749,101 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
24 locations · 29 ATMs
Houston Road Branch
853 N Houston Rd
Warner Robins, GA 31093-1501
Hartley Bridge Branch
4066 Hartley Bridge Rd
Macon, GA 31216-5636
Athens Branch
2636 Atlanta Hwy
Athens, GA 30606
Gray Branch
287 W Clinton St
Gray, GA 31032
Fort Valley Branch
960 Bluebird Blvd
Fort Valley, GA 31030
Who Can Join ROBINS FINANCIAL?
Membership Type: Community
Membership eligibility for ROBINS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROBINS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. ROBINS FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROBINS FINANCIAL has 271,656 members and a potential membership field of 4,096,581 people.
ROBINS FINANCIAL's net worth ratio is 17.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.3%, ROBINS FINANCIAL meets this threshold.
ROBINS FINANCIAL operates 24 branch locations and has access to 29 ATMs. The main office is located at 803 Watson Blvd, Warner Robins, GA 31093.
ROBINS FINANCIAL was established in 1954. It is a state-chartered credit union chartered under charter number 68670. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROBINS FINANCIAL. All financial data is for informational purposes only.