SPACE COAST
State-Chartered • Melbourne, Florida • Est. 1951
Quick Facts
- Charter Number
- #67297
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Melbourne, Florida 32940-7920
- Address
- 8045 N Wickham Rd
- Branches
- 70
- ATMs
- 81
- Members
- 699,155
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
699,155 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SPACE COAST |
|---|---|
| Total Assets | $9.1B |
| Members | 699,155 |
| Loans Outstanding | $7.5B |
| Shares & Deposits | $7.5B |
| Net Worth | $1.0B |
| Net Worth Ratio | 11.06% |
| Loan-to-Share Ratio | 100.3% |
| Delinquency Rate | 0.70% |
| Net Income | +$136,993,591 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
70 locations · 81 ATMs
Space Coast Credit Union-Melbourne Branch
20 S Wickham Rd
Melbourne, FL 32904-1130
Space Coast Credit Union-Airport Branch
1495 Dr Martin Luther King Jr Blvd
Melbourne, FL 32901-2944
Space Coast Credit Union-Bayside Lakes
3555 Bayside Lakes Blvd SE
Palm Bay, FL 32909-6842
Space Coast Credit Union-Baytree Branch
8025 N Wickham Rd
Melbourne, FL 32940-7920
Space Coast Credit Union-Cocoa Beach
1205 N Atlantic Ave
Cocoa Beach, FL 32931-3116
Who Can Join SPACE COAST?
Membership Type: Community
Membership eligibility for SPACE COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact SPACE COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. SPACE COAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, SPACE COAST has 699,155 members and a potential membership field of 22,372,215 people.
SPACE COAST's net worth ratio is 11.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.1%, SPACE COAST meets this threshold.
SPACE COAST operates 70 branch locations and has access to 81 ATMs. The main office is located at 8045 N Wickham Rd, Melbourne, FL 32940-7920.
SPACE COAST was established in 1951. It is a state-chartered credit union chartered under charter number 67297. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or SPACE COAST. All financial data is for informational purposes only.