FIRST ATLANTIC
Federal • Eatontown, New Jersey • Est. 1935
Quick Facts
- Charter Number
- #82
- Type
- Federal
- Established
- 1935
- Headquarters
- Eatontown, New Jersey 07724-2210
- Address
- 468 INDUSTRIAL WAY W
- Branches
- 4
- ATMs
- 3
- Members
- 20,017
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
20,017 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST ATLANTIC |
|---|---|
| Total Assets | $331.8M |
| Members | 20,017 |
| Loans Outstanding | $197.7M |
| Shares & Deposits | $282.4M |
| Net Worth | $44.3M |
| Net Worth Ratio | 13.36% |
| Loan-to-Share Ratio | 70.0% |
| Delinquency Rate | 0.98% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
EATONTOWN
468 INDUSTRIAL WAY W
Eatontown, NJ 07724-2210
CORP HEADQUARTERS
Main Office468 INDUSTRIAL WAY W
Eatontown, NJ 07724-2210
OceanPort
495 OceanPort Ave
OceanPort, NJ 07757-1235
Toms River - Rte 9
1580 Lakewood Road
Toms River, NJ 08754
Who Can Join FIRST ATLANTIC?
Membership Type: Other/Unknown
Membership eligibility for FIRST ATLANTIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST ATLANTIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
FIRST ATLANTIC is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST ATLANTIC has 20,017 members and a potential membership field of 2,208,116 people.
FIRST ATLANTIC's reported net worth ratio is 13.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST ATLANTIC operates 4 branch locations and has access to 3 ATMs. The main office is located at 468 INDUSTRIAL WAY W, Eatontown, NJ 07724-2210.
FIRST ATLANTIC was established in 1935. It is a federal credit union chartered under charter number 82. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST ATLANTIC. All financial data is for informational purposes only.