GARDEN SAVINGS
Federal • Parsippany, New Jersey • Est. 1968
Quick Facts
- Charter Number
- #18710
- Type
- Federal
- Established
- 1968
- Headquarters
- Parsippany, New Jersey 07054-1869
- Address
- 129 Littleton Rd
- Branches
- 6
- ATMs
- 6
- Members
- 30,558
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
30,558 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GARDEN SAVINGS |
|---|---|
| Total Assets | $494.8M |
| Members | 30,558 |
| Loans Outstanding | $359.9M |
| Shares & Deposits | $434.6M |
| Net Worth | $41.8M |
| Net Worth Ratio | 8.44% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 1.34% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Main
Main Office129 Littleton Rd
Parsippany, NJ 07054-1869
Regular Branch
120 Ferry St
Newark, NJ 07105
Dover Branch
23 Prospect St
Dover, NJ 07801
South Orange Branch
15 Scotland Rd
South Orange, NJ 07079
Brick Branch
990 Cedar Bridge Ave
Brick, NJ 08723
Who Can Join GARDEN SAVINGS?
Membership Type: Community
Membership eligibility for GARDEN SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GARDEN SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
GARDEN SAVINGS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, GARDEN SAVINGS has 30,558 members and a potential membership field of 605,660 people.
GARDEN SAVINGS's reported net worth ratio is 8.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
GARDEN SAVINGS operates 6 branch locations and has access to 6 ATMs. The main office is located at 129 Littleton Rd, Parsippany, NJ 07054-1869.
GARDEN SAVINGS was established in 1968. It is a federal credit union chartered under charter number 18710. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or GARDEN SAVINGS. All financial data is for informational purposes only.